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What About Money?

Help on money matters from the UK financial watchdog.

www.whataboutmoney.info

Next Steps

  • Education Maintenance Allowance - Information on how to get this benefit.
    Tel: 0800 121 8989
  • Video explaining EMA - Here's a video explaining what some people do with their EMA.
  • Turn2Us - Information from the charity Turn2Us on the EMA scheme around the UK.
  • Lifetracks - Information on EMA provided by Lifetracks, where you can plan your next step in work or study.

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Studying for course

Education Maintenance Allowance

Get up to £30 a week to go to college.

What is it?

Education Maintenance Allowance (EMA) is a means-tested benefit for students who stay on at school or college after their GCSEs in England. Details of EMA arrangements if you live in Wales, Scotland or Northern Ireland are available on the DirectGov website. In addition if you are over 19 and live in Wales you may be eligible for an Assembly Learning Grant, which you can apply for online.

Unlike Child Benefit, which is paid to parents, EMA is paid direct into your own bank account, so you can spend it on exactly what you want. The scheme is aimed at getting students from lower-income families to stay on in education.

How much will I get?

  • If your household income is up to £20,817 per year, you get £30 per week
  • If your household income is between £20,818 and £25,521 per year, you get £20 per week
  • If it's between £25,522 and £30,810 per year, you get £10 per week
  • It's bad luck if your household income is over £30,810 as you will not be entitled to anything

If you do well and reach targets set by your teacher or tutor, you may also get bonuses throughout the year.

Who is eligible?

You have to be aged 16-19 and have left - or be about to leave - compulsory education. You also have to have:

  • A household income under £30,810 per year (but any money you earn from a part-time job isn't counted towards this)
  • Enrolled in  full-time further education at a school or college
  • Enrolled in or a LSC-funded diploma or Entry to Employment course (and if you're on an e2e course you'll get the maximum £30 a week, no matter what your household income is)
  • You must also be a UK national have indefinite leave to remain in the UK, or have refugee status
  • Some students from EU countries who are studying here may also be eligible, as long as they have been resident in the EU for less than three years before applying for EMA

How do I claim?

Ask at your school, college or local Connexions centre about EMA. You will need to open a bank account as the details will be required with your application form. You can get an application form from your teacher, your local Connexions office, from the Directgov website (if you're studying in England) or by telephoning the Learner Support Helpline on 0800 121 8989.

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