Basic bank accounts
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The best option if you can't get a regular account.
Not everyone can get a normal high street bank account. If you've got a poor credit rating or a low income, banks may be reluctant to allow you to open a standard current or savings account. You can also have problems if you already have a current account that is overdrawn.
Basic bank accounts allow you to have somewhere to deposit your money, even if your bank doesn't want to open you a regular account.
However, you could be refused a basic bank account if you have more than £500 of bad debts or an outstanding court judgement against you. Your application might also be declined if you are an undischarged bankrupt, or you have a history of fraud.
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