Repossession of a property
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If you fail to keep up with your mortgage payments your lender can take you to court to repossess the property. That means it will then belong to them and you'll be evicted.Avoiding repossession
If you fall into arrears with your mortgage, talk to your lender as soon as possible to see if you can reduce payments in the short-term. Keep making payments even if they are only small and look for ways to increase your income.
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