Problems with buying a home
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Buying a house is likely to be the biggest financial commitment you'll ever make - and one of the most stressful.
Problems with mortgages
A mortgage can be hard to get if you're not earning enough, aren't in stable employment or have had credit problems.
Some lenders are reluctant to lend on unusual properties, flats in a tower block or those with a short lease. Also, if the lender decides the property is worth less than the purchase price, they might not lend you all the money you want.
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