Scrimp or splurge?
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Finding that healthy balance for student spending.
Priorities
Make sure you pay your bills and rent on time. The last thing you want is a trip to the small claims court, and don't start bouncing cheques as they'll earn you hefty fines.
- Buy food, but don't be lazy: Make sure you have edible food in the cupboards/ fridge. You don't need to spend much to get by (avoid ready meals), and you'll save a fortune if you can knock up a cheese toastie after the pub rather than heading to the kebab shop every night because your cupboards are bare;
- Course books and materials: Make sure you have what you need but don't go overboard. Wait a while before buying books to decide if you really need them. Does the library have plenty of copies? Can you share with a friend? Can you buy it second hand?
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