Quiz: Are you getting deeper into debt?

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Quiz: Are you getting deeper into debt?

If debt is becoming a problem, try our quiz and find out how you could improve your financial situation.

1. You look at your bank account:

1) Regularly. Nothing to be scared of, after all.
2) Every month or so just to check no ones stolen my PIN.
3) Never. I'm having a panic attack just thinking about it.
4) I don't have a bank account.

2. Do you have credit cards/store cards?

1) It all goes on the credit card. You can still buy stuff, even when you have no money. Amazing!
2) I've got one credit card, for emergencies only.
3) I'm a massive store card fan. Free stuff from my favourite shops, what could go wrong?
4) Credit is the devil's own work and I'm religiously debt free.

3. My approach to spending is:

1) Out of control and I know it. I just don't know what to do about it.
2) I'm a steady spender and never get to the end of my pay cheque each month
3) I'm careful with my cash (OK, so my friends prefer 'tight-arsed').

4. My relationship with my overdraft is:

1) Secure. I know what my overdraft limit is and I never exceed it.
2) Dead. I just dont go there, ever.
3) Out of control. I'm always going too far with my overdraft.

5. Priority debts are:

1) The biggest debts.
2) The ones I have had the longest, like my student loan
The ones which need to be tackled most urgently like rent, council tax and electricity arrears, court fines and income tax or VAT arrears
4) The ones I could pay off most quickly and easily.

Updated: 17/10/2011